Mr. Miguel has over 14 years of experience in the insurance industry.  Mr. Miguel holds a BBA in Finance from the University of Puerto Rico, Río Piedras Campus and an MBA degree from Inter-American University.   He also holds the Certified Insurance Counselor Designation.

Mr. Miguel is a Vice President and Account Executive at the Commercial Lines Department.  Prior to joining CL&C, he was Assistant Vice President at AON Barros & Carrion.  Prior to joining the insurance brokerage sector, Mr. Miguel was an underwriter at Federal Insurance Company (Chubb) and at Integrand Assurance Company. 

He specializes in Mid-size and Large Commercial Risks.  His roster of clients include large commercial fleets, newspapers, real estate concerns and many others.